uob particular banking
uob particular banking
Blog Article
UOB Lender presents a range of personalized banking solutions built to satisfy the economical wants of people. Beneath is an in depth overview that can assist you understand The main element aspects and offerings.
Sorts of Accounts
Discounts Account: This account enables you to cut costs whilst earning curiosity.
Capabilities: Easy accessibility, interest earnings, nominal expenses.
Gains: Secure place for your money, probable advancement via curiosity.
Recent Account: Perfect for each day transactions and running expenses.
Attributes: Checkbook facility, overdraft safety.
Rewards: Practical for normal payments and withdrawals.
Fastened Deposit Account: For the people aiming to get paid higher desire rates over a hard and fast interval.
Options: Preset time period deposits, better fascination costs when compared with personal savings accounts.
Positive aspects: Safe investment decision alternative with predictable returns.
Loans
Own Financial loans: Unsecured loans that can be useful for several needs like schooling or house renovation.
Types:
Installment Financial loans
Credit score Strains
Added benefits: Versatile repayment conditions, aggressive interest premiums.
Property Loans: Customized answers for purchasing residence or refinancing existing home loans.
Varieties:
Preset Fee House Personal loan
Floating Charge Home Financial loan
Advantages: Distinctive programs to accommodate specific needs, eye-catching rates.
Charge cards
UOB offers A variety of bank cards catering to various life and spending practices:
Benefits Cards: Generate details on each invest in that may be redeemed for gifts or journey miles.
Cashback Playing cards: Get income rebates on day-to-day investing for example groceries and eating out.
Vacation Cards: Particular Added benefits like air miles accumulation and vacation insurance coverage coverage.
Financial commitment Services
For individuals enthusiastic about rising their prosperity through investments:
Unit Trusts * Diversified portfolio managed by specialists. * Appropriate for very long-time period advancement objectives.
Structured Deposits * Brings together the features of conventional deposits with expenditure solutions. * Most likely bigger returns but with a few hazard associated.
Coverage Products and solutions
To shield you and All your family members versus unexpected functions:
Daily life Insurance policies * Supplies economic safety in case of Dying or important ailment. * Could also serve as a financial savings tool based on the plan preferred.
Overall health Insurance policy * Covers medical charges like hospitalization fees. * Essential for mitigating significant healthcare costs.
Electronic Banking Providers
Convenience at your fingertips by digital platforms:
World-wide-web Banking
Means that you can control your funds on the internet:
View account balances and transaction heritage
Transfer funds amongst accounts or spend expenditures
Make an application for new products and solutions (loans/bank cards)
Mobile Banking
Banking on-the-go by means of mobile apps:
Brief stability checks
Cellular payment options (QR code payments)
Notifications & alerts about account action
Using these complete here choices, UOB aims to deliver customized banking alternatives that cater particularly to particular person specifications even though making sure comfort and protection in all transactions.